What's New?

Holiday Smiles …Get The Buying Power You Need For The Holidays.

  • Christmas Loan Special …7.5% for 12 Months
  • Credit Card Special…JCTCU will donate $25 to Credit Unions For Kids for every card opened before Christmas

Take advantage of our “Holiday Smiles” offers. Stop by any branch, visit
us online at www.jctcu.org, or call us at (205)226-3909.

Try our new Online Bill Payment - You'll Love It!

Sign up now for Bill Payment by logging onto CUe-Branch and select the Bill Payment tab. Bill Payment is free for the first three months; after the introductory period, it is only $4.95 a month for an unlimited number of payments.

You'll save more than that each month in time and stamps.

VISA TravelMoney® Card…the alternative to travelers cheques.

The VISA TravelMoney Card is a prepaid reloadable VISA debit card that offers a better alternative to travelers cheques and cash.

  • Accepted at millions of merchants around the world that accept Visa debit cards and more than 950,000 Visa ATMs.

  • Minimum card load is $250, maximum card load is $9,999.
    Card activation fee is $9.95.

  • Can be reloaded three times.
    Reload fee $3.95.

VISA TravelMoney Cards are now available at all JCTCU locations. Call any of our branches for more information.

VISA GIFT CARDS…the Perfect Gift for Every Occasion!

· Give gifts from $25 - $500
· Can be used anywhere VISA debit cards are accepted
· Can be replaced if lost or stolen
· Load fee $3.99

Available at all JCTCU locations.

Five Counties Approved for Membership in JCTCU

Now anyone who lives, works, worships or attends school in Jefferson, Shelby, Cullman, Walker and Blount Counties are eligible for membership in the credit union. For more information about membership eligibility, please visit any credit union location or call us at (205) 226-3900 or e-mail us. We welcome your membership.


CUe-Branch...JCTCU's Free Internet Banking Service

Access your credit union accounts quickly and securely via the Internet, 24 hours a day, 7 days a week.
  • View account balances and history
  • Make transfers between accounts
  • Apply for a loan
  • Request a check withdrawal
  • Reorder checks
  • Stop Payment
  • Bill Payment (3 months Free, $4.95 per month thereafter)
  • Download acct. info. To Quicken® or Microsoft Money®

Register online with your confirmed VOICE RESPONSE PIN. At the top of this page (or any JCTCU page) click on CUe-Branch and follow the instructions. If you do not have a VOICE RESPONSE PIN, e-mail us or call Member Services for further instructions.

You can now pay Your JCTCU Credit Card Online

Your JCTCU VISA or MasterCard online account information has been improved to include details of transactions and previous months' histories and you can now pay your bill online. For free access to this service, visit www.eZCardInfo.com. If you were previously enrolled in myccinfo.com, your user ID and password will automatically be converted to the new web site.

LOOKING FOR A QUALITY USED CAR?

Buy your next used car from ENTERPRISE and borrow from your credit union.

  • Haggle-Free Buying
  • 7-Day Repurchase Policy
  • 12 month/12,000 mile Limited Warranty
  • Free Roadside Assistance
  • Trade-Ins Welcome

For more information, call any of our branches or visit

If you have any questions regarding the credit union or its products and services, please e-mail us or simply click on the logo below to return to our home page.